There are five different types of bankruptcy. They are identified by the chapter in the bankruptcy code that discusses them. They are as follows: (1) Chapter 7 (liquidation); (2) Chapter 9 (for municipalities); (3) Chapter 11 (Reorganization); (4) Chapter 12 (Re-Payment Plan for Family Farmers); and (5) Chapter 13 (Re-Payment Plan for Those With Regular Income). Chapters 7 and 13 are most frequently used in by consumer debtors. Chapter 11 is primarily used by corporations or individuals with large assets and liabilities. Chapter 9 is rarely used. Chapter 12 is similar to Chapter 13, except that it has special provisions for family farmers. Chapters 7 and 13 are discussed in more detail below.