After you obtain a bankruptcy discharge, creditors are required to report your debts as discharged in bankruptcy. While the bankruptcy will be on your credit report and the debts might still be listed, those potentially offering you credit will also see that you no longer have the substantial debt burden that you had before the bankruptcy filing. There is no guarantee that you would be more likely to obtain credit after filing bankruptcy. A bankruptcy will almost certainly negatively affect your credit in the short term. However, there are ways you can rebuild your credit that we can counsel you on.